Insuring Your Chrysler

United Insurance Agents Can Help Get the Policy Right for You


Chrysler has an interesting history. Filled with drama and challenges, the Detroit automaker has always managed to pull through, at the end of the day. And these days, the automaker is best known for producing reasonably priced vehicles that are laden with exceptional power, performance and style. Even higher-end models have reasonable price tags, so this is an affordable option for most drivers, especially when it comes to car insurance.

With an average annual price starting at around $1,200 for insurance, these vehicles are affordable to buy and to protect, which is a huge win for Chrysler owners.

A Little Bit of Chrysler History

The company was founded by machinist, Walter P. Chrysler in 1925, who created exceptional vehicles that were not overly expensive. Shortly after the company was founded, it added the Plymouth and DeSoto divisions. The company developed many exciting innovations through the years. Although it didn’t sell very well, the Airflow was notable for being the first vehicle with a front-mounted V8 engine.

Chrysler vehicles were among the first to be designed with aerodynamics in mind. In terms of performance, the company developed the fabled Hemi V8 engine in the 1950s, and it continues to wow drivers with its exceptional power. These days, the lineup is decidedly small. What is available, however, is high in quality and affordable to protect. Popular Chrysler cars today are the Chrysler 300, Pacifica, Fiat, Dodge, Jeep, and Ram (trucks) which they acquired in recent years.

Reasonable Prices Keep Insurance Rates Down

One of the most important factors that insurance companies consider when calculating premiums is price. Expensive cars cost more to repair, while cheaper cars are obviously less. These cars have fairly reasonable starting MSRPs, and those low price tags play a big part in making these vehicles less expensive to cover. The starting MSRP of the Town and Country, for instance, is around $30,000. The 300 sedan has a starting MSRP of around $27,000. Investing in a Chrysler is a good way to go for those looking for good quality and lower cost.

Decent Safety Ratings Help Too

Chrysler products are known for their safety. For example, The Town and Country has a long list of favorable ratings, and has received countless awards, from the Insurance Institute for Highway Safety. It has earned consistent, top five-star ratings from the government. More recently, the 200 and 300 have also earned exceptional ratings from the government and from the IIHS.

Low Theft Rates

The good news is very few Chrysler vehicles appear on today’s Top Stolen lists. Older Chrysler vehicles were a bit of a higher risk, back in the day. However, that is no longer an issue with what they sell today. That means lower insurance costs for you.

Creation & Technological Innovation

Chrysler prides itself on its use of technology and engineering innovation. Its website showcases a whole list of “firsts” that were originally introduced in Chrysler vehicles over the years. These include:

  • Automatic overdrive in 1934
  • Safety rim wheels in 1941
  • Power steering and windows in the 1950s
  • Four-wheel drive with automatic transmission in 1963
  • Airbags as a standard device in 1988

Their innovation continues with a number of high-tech features available in newer car models today.

A newer system Chrysler created is something called Uconnect lets drivers hook their personal media and communication devices to the vehicle’s electronic system while it also helps them understand how to operate various vehicle features. Hands-free operation can mean lower insurance premiums for car owners. Additionally, their advanced steering wheel controls help aid in the hands-free experience. Be sure to tell your insurance agent about every feature your Chrysler vehicle has, in order to maximize your savings!

Highlights of the system include rear-seat music options, voice commands to make phone calls and change radio stations, touchscreen controls, advanced steering wheel controls, WiFi for the car, and high-tech navigation systems.

Other Ways to Keep Your Chrysler Auto Insurance Costs Low

Safety and security devices always play a role in discounted insurance premiums, as well as your age, gender, driving record, location, and other factors. Companies do look at your history of accidents, claims, and violations, so be sure to discuss everything with your insurance agent. Or, Contact a United Agent for a free quote! Our trained professionals are veterans in the business and can help shop the policy right for you.

Another tip to keeping monthly premiums low is to set a higher deductible, which can help. Always pay attention to the type of insurance coverage you carry, which can also help you save money. Contact a United Agent anytime for assistance. We are happy to help!


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